Accessible Homes for First Time Buyers

By: Habitat
03 Mar 2022

Coming out of the 2022-23 Hong Kong Budget, Mortgage loans are now available with a loan-to-value ratio of 80% on homes, increasing lending amounts to a maximum of HK$12M, up 20% from HK$10M. Qualified first-home buyers can now borrow up to HK$10M in mortgage finance, allowing an even higher loan-to-ratio value of 90%.  

Our Accessible Homes < $12M edit highlights some smart and attainable properties to consider in various prime locations.

Feel free to discuss these options further with our Habitat Consultants and let us tailor some opportunities for you. 



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